The road to freedom
Training 1015 minutesfinancial independence
All of it together. You have a $4,000 cushion, a coffee kiosk and a phone repair stand. Financial freedom: passive income above expenses. Then work becomes a choice. Beat the bot to it.
Training goal: Reach the Freedom circle: passive income above expenses
▶ Play this trainingWhat you will learn
- Freedom is a number: passive income above expenses.
- The path is simple: spend less than you earn, put the gap into assets, keep debts in check.
- Habits set the speed, not the salary.
Your real-life step
Work out your freedom number: what you need a month. Track money in Hanimani and watch the gap shrink.
Questions and answers
What is financial independence?
When income from assets covers all expenses and work becomes a choice.
How much money do I need to be financially independent?
A common rule of thumb is 25 times your yearly expenses in assets, from the 4% rule.
Where do I start?
Budget, emergency fund, clear costly debt, then invest the gap between income and spending regularly.
More trainings in this module
- Retirement savings
- Your freedom number
- The 4% rule
- Starting a business
- Unit economics
- Teaching kids about money
Numbers are illustrative. A game, not financial advice.