Hanimani: Payday

Identity theft

Training 885 minutesidentity theft

You are 27, a barista taking evening classes. Your name, ID number and birth date are worth money to fraudsters: they take out loans with them. Guarding your data matters as much as a lock on your door.

Training goal: Keep anyone from borrowing in your name

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Situation

1. A smartphone giveaway on social media: to enter, send a photo of your passport and a selfie holding it.
2. Your email and bank share one password: eight characters, unchanged for five years.
3. An email arrives: your $2,000 loan is approved. You never applied for one.
4. The fake loan is cleared. Now you want to stop it from happening again.

What you will learn

Your real-life step

Check whether your email appears in known data leaks, change your main password and turn on two-step login for bank and email.

Questions and answers

What should I do after identity theft?

Change passwords, block cards, check your credit history and file a police report. Contact any bank where fake loans appeared.

How do I check if someone took a loan in my name?

Request your credit report from a credit bureau in your country. Unknown applications or accounts mean act now.

How do I protect my personal data online?

Unique passwords, a password manager, two-step login and as little personal info in public as possible.

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More trainings in this module

Numbers are illustrative. A game, not financial advice.