Your first asset
Training 715 minutespassive income
A salary pays while you work. An asset pays while you sleep. Find deals and check the payback: how many months until the income returns the down payment.
Training goal: Build $1,000 a month of passive income
▶ Play this trainingWhat you will learn
- An asset puts money in your pocket, a liability takes it out.
- Payback: down payment ÷ monthly income. Under 2 years is good.
- Buying on credit makes sense only when the asset earns more than the payment.
Your real-life step
Start small: a deposit, bonds, a share in a business with clear numbers. Every asset moves you closer.
Questions and answers
What is passive income?
Money that arrives without daily work: rent, dividends, interest, a share in a business.
How do I calculate an asset’s payback?
Divide what you put in by the monthly income. You get the months it takes to earn the money back.
How do I start building passive income?
With an emergency fund and no costly debt. Then small assets: deposits, bonds, funds.
More trainings in this module
Numbers are illustrative. A game, not financial advice.