Can the reserve take another hit?
Training 2085 minutesreserve check
Your reserve is $1200. An essential month costs $400. An unexpected repair is about to arrive.
Training goal: Recount reserves after each event
▶ Play this trainingSituation
1. Round 1. How many full months are covered without income?
- 2 months
- 3 months
- 4 months
2. Round 2. Repair costs $300. Balance?
- $900
- $1200 because repair is a different category
- $800
3. Round 3. After repair, how many full months at $400?
- 3 full months
- 1 month and $500 are spare
- 2 months plus $100
4. Round 4. The next essential month rises to $450.
- Treat higher costs as a future-only problem
- Now $900 covers 2 months
- Keep the old time estimate
What you will learn
- One reserve cannot fund two costs twice
- Recount runway after an event
- A month’s cost can change
Your real-life step
Recalculate reserves after one realistic unexpected expense.
Questions and answers
Do three months suit everyone?
No. It comes from the round’s figures, not a universal target.
Can risky assets count as accessible reserves?
Do not treat their value or sale timing as guaranteed.
Does using reserves mean failure?
No. It may be serving its purpose; update the plan afterward.
More trainings in this module
- A percentage round trip
- The last affordable bid
- A positive month, a cash-short Tuesday
- A fee on which amount?
- Prices in different units
- A stall breaks even
Numbers are illustrative. A game, not financial advice.